I can definitely help you find refinance solutions that fit your strategy, including options with shorter seasoning periods and up to 75% LTV cash-out refinances.I have relationships with dozens of private lenders who cater specifically to foreign investors, all of which offer flexible terms that could align with your goals.

Surveying landlords on my block - one suggested dedicated regular set ups in the basement, and setting rent at $2550, another suggested coin op and being more flexible with rent.

I would also make sure to add addenda regarding pets and furnishings, and make sure of course that any HOAs allow flexible leasing.

In today’s unpredictable market, how important is flexibility in financing?

I am getting into investing for a few reasons: flexibility, build diversity in investments and tax benefits. 

The question is how you plan to handle the loan after this period.With the lower rate (6.375%), your interest-only payments will be more affordable, and you'll still have the flexibility to pay more toward the principal if desired.4.

Even if I were to collect the late fees it doest’t materially alter my properties performance and my tenants appreciate the flexibility in the very rare circumstances where they are late. 

The bank is primarily concerned with the borrower’s creditworthiness, the property's value, and your ability to make payments.Private Lenders: Private lenders are more flexible because they focus on the property’s potential, the borrower’s experience, and the deal itself.

Manage cash flow by cutting non-essential costs, making the property energy-efficient, and offering flexible lease terms.

If you could do this and the multifamily property can stand on it's own, you might have enough equity free to get that one done too, depending on the financing possibilities available and how flexible you can be with terms.