I have others that can close in just a few days, if that's your priority.I'm happy to share my experience both as an investor and as a lender.

After merger of my PM company with national company my experience went from good to bad to worse now. 

The refi will be WAY cheaper than buying points and you'll likely end up with a lower rate than you can buy down to now. 

As I've been doing more and more deals over the years, and gaining more and more experience I been having people reach out about how they can invest with me on future deals whether it be Buy & Hold or Flipping.

In my experience, there are a range of starting-off experiences, but one's experience is not always indicative of someone's desire/drive/commitment to pursue and thrive in real estate. 

We want to connect with investors who bought condohotel and learn about their experience and if they are good investments.We are currently in Honolulu, Oahu.

Yes, you could do so, but it doesn't sound like you did anything on your end.

No personal experience with them. 

In your experience, does one approach lead to better appraisals, loan terms, or overall outcomes?

I'm looking to partner with my brother to get our first STR by the end of this year/early next.