@Daniel Zubrik -- we just got approved for Experian, which is effectively the same as TLO.

In fact as the fiduciary your responsibility is to grow the account as quickly and effectively as you can.  

Lastly, plopping down 5% points for a marginal savings on a monthly payment might not be the most effective use of those funds, maybe being able to buy the next a bit quicker would generate a higher return for the cash.and no, I do not believe we will see rates below 5%, and the fed has never had any control over mortgage rates with the fed funds rate as that is the shortest possible rate overnight borrowing between banks.

Land trusts can be an ideal choice in Florida, especially when working to shield properties and address Due on Sale (DOS) clause concerns effectively.

In my opinion, this is much more effective than texting, which often feels like a constant game of cat and mouse with phone carriers.

I really do not see tax policy effecting the market very much.Just my 2 cents, thoughts?  

@Andrew Steffens I think we've been able to avoid cheap owners by taking on the expense of many of these consumable supplies, which effectively removed them / their spending philosophies from the equation.

Normally, my team handles cold calling and texting, but recently, we started using an AI-powered texting solution from a startup called Adforce, and the results have exceeded our expectations.In just the first month, we closed two deals that gave us a positive return on investment, effectively covering the cost of the service for the entire year.

Update for Chicago investors : As of right now the ordinance takes effect 11/9 but any property under contract before then is exempt.

Hello everyone,I’m currently exploring ways to find off-market real estate deals and would love to get some advice from this knowledgeable community.What strategies or tools have you found most effective in identifying off-market properties?