If you go back one year in this discussion ...

Here's a link to a Realwealth article (https://realwealth.com/learn/best-places-to-buy-rental-property/ ) that discusses why Ocala is a great area for investors. 

Sounds like it is best to either use the HELOC or obtain a conventional mortgage rather than using a HELOC and then a cash out refi.  

Policy discussions only no personalities.

I'd be happy to discuss further.

Visit the property and learn about various renovation stages, gain insights from our experienced investors / speaker, and learn strategies for evaluating deals, managing budgets, and maximizing ROI.What to expect:Property walkthroughsReview before photos and discuss transformation plansDive into real deal numbers—costs, profits, and challengesNetworking with industry prosOpen Q&A session to ask anything about the process

She also provided further information - after the meeting, via email - about aspects of points we discussed.

I would try to portion that off as a separate loan that can be paid back quickly - you'd need to discuss your plan with the PML.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

We discuss spending, net worth, and future investing goals with the cash.