DCSR loans are easy from a qualification prospective but depending on the market your may need a larger downpayment to make the DCSR ratio work. 

It is less than an acre, but zoned for multi-family residential development (town-homes, condos, apartments, etc) Having never been, I know nothing of the potential in Delta Utah.

I am not sure how a showing did not uncover the attitude of these prospective tenants.

I liked real estate so I got licensed, worked on a bunch of different RE strategies, started developing and managed to get myself stretched thin very quickly again, I basically made the pendulum swing way too far and had to consolidate again to find my path.

I created a Meeting for each prospect and enter their name, phone & email.

This in itself is an understated benefit because its a real pain having to explain to a lender, prospective employer etc. why your name is in the docket. 

I had grown very close to him and had developed a great deal of trust for this person.

Problem is there are probably 1000 lots or more for resale and the developer is still selling. 

Interested in STR, LTR, Fix and Flip, commercial RE, and land development. 

The best way to develop a solid SOW is this - you start off with what you are visualizing in your head, send drawings, pictures and products that you like.