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I am in underwriting now with a small local bank who does have the local knowledge you mentioned, fingers crossed.I do have a fairly comprehensive business plan but did not get into the level of detail for the construction that you mentioned.  

Conducting comprehensive market research in target markets with strong business demand, positive economic signals, job growth, and wealth growth are possible.

Your household names: Ernst and Young, Deloitte, KPMG, etc all offer audit services, as do your regionals like Grant Thornton.A full audit will typically consist of spot checking everything from invoices/receipts tying out to specific checks paid by accounts payable, and down to leases being input into the system, and tying rent payments to cleared checks.  

If I had thought more comprehensively about the first which was a SFH I would have just financed it from the get go.

Here's a comprehensive guide on how to conduct due diligence:Property Inspection: Arrange a thorough inspection of the property by a qualified inspector.

You could have a zip code with 1000 household/house ; highest price PSF for that home lets say $1K/sqft ; $1,000,000  but 89% in that neighborhood works for USPS.

The options are either the tenant pays for the damage of any of their household occupants, human or animal, or they get evicted.

Proper is a big one, very comprehensive and expensive (we have this), Foremost, CBIZ are others.Many insurance companies now offer STR policies.

Despite providing a detailed bid from my contractor, I was informed that it wasn't comprehensive enough.