But I meant in the instances where the note itself is converted or exchanged for credits and the ledger shows it as an asset, deposited in a Demand Deposit account.

Hey Diandre,Are you looking to bundle them together and do a cash-out portfolio refinance, or are you wanting to keep them as single assets and refinance them that way?

Even if rents are trending up, if your tenant base can't make ends meet, the asset won't perform.

Bank Statements and Asset Depletion can be used with helocs!

Dumb Debt also means that the owner takes on recourse debt and personally guarantees it instead of non-recourse debt or other people’s debt (OPD) or cross collateralizes it with highly appreciated assets with low debt to value ratios.

Identifying these trends and targeting high-demand areas can yield solid returns.Long-Term Stability: Real estate has historically been a stable, appreciating asset class.

There is a case for buying well-located solid assets that produce immediate current cash flow at reasonable leverage. 

You are absolutely correct that expense ratios can vary significantly, particularly for smaller MHP assets.

Where is vacancy, maintenance/cap ex, asset protection, PM (include it even if self managing as you deserve to be compensated for your efforts), utilities, misc.  

I keep wanting these to work, I really love the idea of this asset class...