Communicate and treat them with respect throughout.

@Andrew Postell I’d look more to the person who is open to learning even with years of experience vs someone who says they know it all so respect ✊🏾 What would you suggest to refinance my current loan: FHA on a duplex $250K, 3.75%, 50k equity as of right now - purchased 01/2021.

We simply all respected the space when someone else was cooking.

Respect.

Both units are currently occupied with leases expiring in Dec 2024 and June 2025 respectively.  

It would help us to understand the attainability of your goal if you would mention how many flips you have under your belt already.Assuming you are experienced, then I'd say move forward, full speed ahead--you can do it.If you are inexperienced, I would respectfully suggest you change from a $$$-oriented goal to a ### of transactions goal.Why?

Social security, I would have to imagine that is about $30,000 per spouse(atleast).You are likely guaranteed $150,000 just between the social security and annual return on the 1.5 million not factoring in the IRA withdrawal.I think that is a healthy balance to retire on.Maybe, you can't be extravegant but a very respectable life.Congrats!

The most powerful is simply keeping your properties in good condition, treating residents with respect, and following the law. 

In light of the one ethnicity element, i sincerely advise that wherever and whoever it is, without question, know the community you are serving and understand how to establish and maintain a level of mutual respect.

I fully agree it is our duty to at least help our respective closest people.