Nails must also penetrate both parts of a laminated shingle.

Wood floors can do some strange things when there is a sudden change in moisture content.

There were several issues noted as relates to the roof including staining in the ceiling of one of the closets and moisture noted in the attic....That to me suggests current and past leakage...something that was never disclosed.

If, like in CA, title to real estate transfers immediately upon death of the owner subject to administration of the estate, then I wouldn't think that there's any time which a creditor could intercept and interfere.And then there's the issue as to the ability of a judgment creditor taking an aggressive position and attempting to penetrate the trust corpus.

I am still not sold on this approach because blown in insulation will settle and cover most small penetrations into an attic space.  

It might be more advantageous to pull the damaged dry wall and try to determine the source of the moisture penetration that is causing the mold.

Well, potentially manufacturer defects, staples or drywall screws penetrating a wire, or even someone as I said before,who doesnt have ANY experience not accommodating a load properly.

It is often easier in a balloon framed house to bring the attic into the conditioned space than try to air seal the tops of all the walls.However, if you do spray and insulate the underside of your roof deck in most any climate, but particular in a colder climate, you will also want to insulate the topside of the roof proportionately to ensure the roof deck remains in a narrow temperature band and you do not have condensation/moisture collecting in the roof deck.   

Found out that the HVAC condensation tube was running to the outside gutter drain (previous owner did this) and unsure why this didn’t show on my inspection report... so, the pipe froze and backed up moisture causing the electric pilot to burnout.

There are a million things that could go wrong from a drywall screw penetrating a plumbing line to improper site grading, missing screens, doors/windows not opening correctly and on and on and on.