I would recommend a mix of both that aligns with your plan, the money you are giving up earlier could be a tool or vice versa. 

Raising capital, appearing on podcasts, creating misleading social media content &  finding deals are now used as tools to create credentials out of thin air.

CRM - A well managed CRM system can transcend your business to newer heights that you didn't know were possible.

Quote from @Jonathan Chan: If you're interested in adding real estate lends as another tool in your toolbox, these are the steps I've learned you should take to vet your borrower before looking at any of their opportunities!

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

Consider property management services and tools like AirDNA to understand local demand and occupancy projections.Good luck!

As I often tell my students, “Refinancing is a powerful tool in your real estate investment arsenal.”Investing in Nicer Assets.

Tools like Roofstock and local property managers can make remote investing manageable.If you prefer to stay local, explore adding an ADU to your property for rental income if zoning allows.

Rates will be 10-13%, depending on the terms.A HELOC can be a good tool to leverage your equity for a down payment without touching your current low-rate mortgage.

Baselane sounds like a great tool for managing rentals, especially with the virtual accounts and streamlined rent collection.