It's Argel here, and I had just invested the first 10 years of my entrepreneurial career starting high risk ventures in the tech and finance industries and to spare the details, exposed myself to more risk than I should have and now have to rebuild and start over.To outline the cards on the table here . . .

As these things change, so do the requirements when you rebuild a building that's been significantly damaged due to a covered cause of loss. 

We'll airbnb a room in that for a year while we rebuild our savings and force appreciation on this house.The plan is to then rent out this first Raleigh house and find another to buy.

In an A community the land value is high enough that if the subject property were to burn down, it would make sense to rebuild a bigger and better property.In a B community the land value should be substantial enough to rebuild the same property, in square footage and included features.In a C community the land does not support rebuilding, and the lot will remain vacant for years to come.

There is a project going on right now on Birch St. by a group that is literally tearing out everything and rebuilding the house from the foundation.

When I rebuild a sellers credit by making the payments on time they do get paid something.

Can you rebuild it as an SFR?"  

I do wonder how a bank lends on a 25k house that would cost 100k to rebuild.