I would appreciate any insights and additional things I may be missing.

You'll then see that delinquency rates are:- At their lowest point since 2006- Historically on the low side of normal - On an overall downward trend for the past 4 yearsIn fact, excluding the artificially propped-up mortgage market of 2004-2006 during which delinquency rates were slightly lower than they are today, bottoming out at 1.41% in 2005, there are fewer mortgage delinquencies today than at any time in the past 33 years.By the way, when these scant 1.73% of homeowners become delinquent on their mortgages, they overwhelmingly have the equity to be able to sell the home at a gain if needed.

I bought 6 unit property in Wildwood,NJ,in November 2024, doing rehab now,  should be done by May 2025I am planning to subdivide 6 unit building to 6 separate condos and sell fall 2026, , if there are any experts in 1031 that can help me?!

Your answer needs to make sense, and be true.Also refi'ing your current primary into an investment loan also has the potential to be fraudulent if your family still occupies it as their primary. 

Most people would have ignored it—after all, it’s Christmas!

Hi Sri, I'd be happy to help with your search in Phoenix, I'll shoot you a PM!

Our laws require us to offer a rental first come first served (first completed application that qualifies must be offered the unit).

A furnished LTR model sounds more appropriate for students as there shouldn't be much movement outside of summer months.

, sales people in general - always stretch the truth!

This is the kind of thing the bank you keep all your operating funds in should be happy to help you with.