If you somehow extract some or all of that equity, why not just focus on the most profitable buy & hold real estate you can find?  

I have read that it may be possible to show records of the sale and the on-time payments in order to get some or all of the debt payment excluded. 

I don't totally subscribe to his arguments but you can't go wrong listening to him because he brings up excellent points that are missed by many new investors who do not figure in those things until they get hit with $10k in roof repairs or $5k for HVAC repairs or even $1k for hot water heaters, or all of it.

I am running into walls with some of the finance requirements having to have been a business for two years, putting up personal assets and/or all banks or lenders I have spoken to for business loans are not doing anything for real estate at the moment.

The two year rule is that you must own AND occupy the property as your primary residence at least two of the five years prior to sale to exclude some or all of your capital gains from taxes.  

I'm wondering if any investors who started out as DIY'ers on their first properties (or all) pursued a builders license, did the work off the record or perhaps have any insight into the thought altogether? 

Anyone have any experience with Richard Neely Real Estate or All-Ways Agency? 

If you were addressing a different point then you should be more clear about your communication, because what you communicated originally describes something very different than what you are saying now.People love throwing around the "fraud" word or all to common "that's illegal" statement, and the truth is that they know nothing about the laws.Now I was sharing with you some basic guidelines of teaching and sharing with others, not because I am a lawyer, but because this forum is here to help people with accurate information.

The Parties acknowledge and agree that neither the Buyers nor the Sellers nor their respective Brokers/Agents have any agreements written or oral that will permit the Seller or the Seller’s family member to remain in the property as renters or regain ownership of said property at any time after the execution of the Short Sale transaction.

Off your very first flip you might have enough to cover part or all of your bad debt.