If you provide something with a property, you're stuck repairing or replacing it.While only one state that I know (Arizona) of requires A/C if you *don't* provide it upfront (you did), you're stuck repairing it since it came with the property.That's why some landlords prefer to remove *everything* they can from a rental so they don't have to repair it if it breaks: washer/dryer, ceiling fans, window A/C units in mild climates, garage doors, pools, fireplaces, dishwashers, disposals, and anything else that can break.

There is a wealth of knowledge here and people at your disposal that have done exactly what you are looking to do.I would read as much as possible, connect with people on this site, and hit local REIA meetings when time permits.Have fun!

Don't forget to use those great VA loans at your disposal.

@Kurt Gardner,It's pretty hard to get an appraiser to change their value once they have it because it means admitting they aren't perfect and are but mortals that can make mistakes.If this is a conventional offer, and you really want the place, I'd suggest ordering a new fresh appraisal through the lender, and ensure the appraiser has the engineer's report from the start.Once the new full appraisal is in, the lender internally will review both, and almost certainly find the new one where the appraiser had more information at her disposal from the start is the more credible of the two appraisals, and disregard the other one.

If this is not the case, what recourse would the lender have at their disposal to take back control of the property?

Agent should have put out on the grass and then put the butt in their pocket to dispose of properly.

If you did not include every item, the pricing would work out to less than minimum wage.We would have to include for things like masking, removing and resetting fixtures, removing and resetting furniture, cleaning, wall protection, floor protection, caulking, disposal etc.

The point being is that this is an example of banks throwing their weight around for additional protection and reducing risks that they have jistorically accepted in disposing of other collateral, they don't like they fact that so much money is being made from their lack of oversight, management and adminstration, they will accept profits from actual work and improvements being done, but not simply from them being inept.

I believe it's probably genetic.But basically I think the vast majority of people need and want to be led by the hand, to be told what to do, how to do it, when to do it, and limited to a finite amount of disposable funds.Creating, managing and growing a business is really just a lot of hard donkey-work and most people just aren't interested in working that hard.And I don't believe anyone has ever truly succeeded at doing something they didn't enjoy doing.

If however your client is ready to start over elsewhere, you could dispose of the project any way you want to make a profit.This is probably a little overwhelming.