Hello BP. Hope everyone had a wonderful holiday. One of my NYR is getting more involved with REI and BP forums, so here it is.How do you guys manage your REI bank accounts?From what I understand from previous discussi...

Surely the allocation of jobs will change with some people losing jobs and others gaining, but the total net effect is not a loss of jobs.

Otherwise, your market should reflect the risk and stagering your leases will reduce larger vacancy rates at one time. 20% of the portfolio debt service should be allocated as a minimum.Rehabing, reserves are really on a case by case basis at the time and I don't see you actually participating in such matters, but to the extent as a financing conduit, so refer back to the 80% refi thoughts.I might be rambling now.....but reserves should be assessed to the risk assumed less amounts that can be transferred, to an insurance company or to other investors of by selling of refing the deal.Each aspect or portfolio represents a risk where reserves should be set.

There is no way that you are going to find the same ROI with both a buy-and-hold strategy and a flip stratgey, so combining the two is just a way for you to allocate some of your capital in a suboptimal way.

These programs are run differently and my understanding is that you have allocations under the project program for types of contracts (by elderly, by disabled, etc.) and ratios ("mixes") of income.

If you are nearing retirement I would allocate more (say 50 percent) of the portfolio to bonds.

I think you need to keep track of all transactions and accounts, even ordinary budget planner https://onplanners.com/templates/budget-planner helps you track of your finances and where your money is allocated, and you do not have access to the Internet, or do not have a laptop.

I think it comes down to semantics, accounting, and asset allocation, but it ultimately "all comes out in the wash" meaning your total profits are the same at the end of the day, only a matter of how you classify those profits.

If title is held in an LLC, then the LLC should open the bank account and your LLC agreement with your partner should describe how all income is allocated and reported.

At the end of the day, the gains weren't all made when I sell, they are allocated to each year they property appreciated.