They have now added energy requirements to the code (not sure if Aurora follows this but I know Denver does) so if the walls are not adequately insulated you have to insulate them and if the windows are not adequate then you have to replace them.

But it sounds like you are not adequately exposing your deals to real buyers.  

Hi All,I own a 6 bedroom SFR house in Orange County, CA that I am having problems finding adequate insurance for due to my unique rental situation.

The primary obstacle I have faced over the last few years is securing adequate financing for deals.  

The job of a landlord is to set the ground rules, draft a lease agreement to reflect adequately the understanding of both parties, and enforce this contract.If at any point a tenant suspects you to be a pushover, he will likely take advantage of you throughout the entire relationship.  

Can a person as young as I am invest in real estate and get adequate financing?

Your current agent should also make sure you are adequately protected for lawsuits, etc.

With that small of sqft it is probably more than adequate).  

If the result is at least $100 per unit per month, then the cash flow is adequate.

They are simply deluged with loan defaults and cannot staff up adequately.