Thus if I say a 10 x 20 “Foot, not meter” unit is $120, then yours would be around $40.

He has a staff of 8 just for the processing aspects and compliance.Committments will be necessary whereby tax payors (say a large corporation) agree to buy the credits.

In other words, is the FHA mostly for a first time buyer, or, is it a loan you can only take one time, regardless of a first purchase or say a fifth purchase?

I am having trouble following the method.Also, you say a MasterCard can be used to buy real estate- are you saying make monthly payments and pay the outrageous interest fee?

They email me occasionally and ask if I want to offer a discount for a week they see as not booked at say a 26% discount.

If that's the case, you will have a very hard time convincing a lender's underwriter that it is an improvement for you to go from that property to say a 1 bed 1 bath, 600 sq. ft. apartment in a four unit property.  

Your lease should say AS IS if its not broke don't fix it. 

How am I to consider what you say as credible if I have no idea if you have any fruit on the tree.

If your builder does a poor job or doesn't finish the job, your lots are worth significantly less 10-15% of what you paid versus 80-90% of say a multi-family.I would argue that the CA housing shortage is an artificial creation posed by city code and development restrictions, environmental, etc.

Vince  @Vincent Casiano    when you say a vacation home mortgage do you mean a secondary residence conventional loan?