You offered to let many other people make decisions on your behalf.  

And definitely better to ask here with people who may be able to help and than assume. 

I constantly hear people online (Social media) talking about getting an FHA loan and house hacking a 1-4 Unit property.

Not doing this is the mistake people often make and puts them underwater.

Not sure if it would make sense for you specifically, would need to know a bit more about your situation and everything, some people we help that are looking to consolidate debt consider refinancing to lump all their payments together since a primary residence lending option has lower rates than some of the alternatives. 

There are two people I recommend to learn commercial real estate from.1.

Waukegan is huge, over 100k people. 

There's probably more people get thrown in jail in Texas and now other places too vs people that actually get a free home.There are people without heirs, but that is pretty rare. 

The people in that cell can have signature authority, that is granted in the operating agreement of the master.Your tax status has nothing to do with an operating account. 

It is currently 100% occupancy and has 17 people living in it.