@Tony Wooldridge,My partner is a shop teacher at a high school, so he knows the good/hardworking kids, and kids that were really excellent students, so that's been our main source.    

Originally posted by @Tony Rodriguez:Hello @Nicole R.Just came across your postWhen you did your “due diligence” did you look at the court file prior to bidding?

This.Baltimore had an excellent Chief of Police (or whatever they call it there) in Tony Batts.

John Templeton started out life poor and became wealthy ("Investing the Templeton Way").The genius of the Cashflow game is it's use of neuro-linguistic programming (which some have discredited as junk science), which is the same technique Tony Robbins uses with his firewalking shtick.

Most of the top financial minds in the world recommend, for the average person, a "set it and forget it" approach with low cost index funds (Unshakeable by Tony Robbins is a great book that covers this if interested).

It's like having a house of Tony Robbins and John Maxwells at my disposal. 

.- Tony

@Tony Baczynski Can you post a photo of your 59 caddys?

Hi Tony,I have 2 single family homes in the Cleveland area.

Tony,I appreciate the concern but fortunately I am an FDIC Banker not a broker or lender so my DSCR programs have a (No Prepay) option.