House that we bought had new PVC all throughout that we discovered during inspection and it was music to our ears.

I'd go with #1 or #2.Keep in mind that HELOC is best used as a short-term instrument. 

IE the sellers still on the hook for the mortgage and now does not have ownership of the asset.. it also can invoke the alienation clause in the debt instrument. 

But saying a contract, a legal instrument is professionally prepared means to any prudent person that the instruments were prepared or written by an attorney.

Some of us cashed/tapped out in '22 and found a chair before the music stopped. 

Inflation was low, cost to borrow/capital was low, and Gen Z’s taste in music was still bad… Interest rates were low because inflation remained low, so the Fed really didnt have to do much, and only started pulling levers again at the end of 2018.

Texas Instruments!

After countless times catching them smoking inside and nights waking up from them blaring music upon other issues I contacted a lawyer and filed an eviction.

Priority has nothing to do with loan balances and even the recorded date of the instrument.

(not just the militia).Anyway, what is worse, being killed by an instrument meant to kill or an instrument not meant to kill?