Type of equipment?

For example, a study may conclude that 15 percent of a building’s electrical system directly supports § 1245 property, such as specialized kitchen equipment.

Here is what I was quoted :$240k structure coverage + 25% ($60k) (I imagine ARV to be ~$120k-$130k)$2500 personal property$24k Rental coverage (I'm expecting ~$1300/month so this may be high)$300k liability insurance (Although it's $1 difference/month for $1m)Sump/water pump coverageTotal = $117.72 This quote included the deductions for an alarm service and fire alarms equipped throughout (Do y'all usually equip your rentals with alarm systems?)

The cost of "their" electricity usage was about what I was already paying my utility company, and I could not rationalize having the equipment placed on my roof to pay what I was already paying.

It will cost you more to put in monitoring equipment than you can bill to the correct tenant.

Well I actually own a full service PM co, and it is hard to operate a successful business on a 20% margin with staff, taxes, equipment etc.More what I was referring to is that there is a need for people who self manage to meet cleaners, handyman, HVAC guys etc local to their STR property 

I went back to the $350 place, which has modern equipment and well-trained people.

@Paul SandhuThe real problem is PG&E not maintaining and updating their equipment.

@Robert Lee do you have equipment breakdown insurance?  

Does anyone know of a property manager that is equipped to handle room rentals?