If you would like to increase your portfolio by accumulating more properties, the cash-out refi is a great option to utilize the equity and keep growing.

Other investors that I follow (albeit more advanced and well heeled that me at my stage) indicate they would ONLY buy Class B and would not touch Class C, for the above reasons.I make most of my money buying Class C with value add (have done well - now at 63 units), and am interested in Class B, however - I'm interested to know what the BP Family think about "when" to do that.My initial plan was to accumulate 100+ units of Class C, add the value, and then liquidate/consolidate into a better asset class. 

You gave a reserve of $10k, then you start accumulating money for your next dp.

Still my rentals are worth more than double what all of my accumulated assets I paid for by being an attorney. 

I have an opportunity to start with a multi-unit property from a family member and use a 1031 to start up the accumulation of more properties.

You live in it for a year or two, then do it again accumulating properties along the way. 

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.

The table below displays the increasing market value from appreciation and accumulated equity.

You just never know when something happens that was completely unexpected.As an example, you can accumulate money for the replacement of your Car tires.

Is anyone looking to change their allocations as they move from wealth accumulation to living off the cash flow?