What a privilege to have signed up here!

"I wish I would have started at your age, compound interest is a magical thing and time is the one variable that we can't control".

That is considered solicitation, and you can lose your PM privileges if you abuse the system.If you feel that you are receiving solicitous messages you don't want to receive, you can report the sender to our support department.

This is where I’ll be tonight http://healthandhappinessfoundation.com/baby-steps-to-success-using-the-compound-effect/ hoping to meet a few people.

Also, a thing that could compound over time and make a difference is disputing the property tax assessments annually. 

I also have had the privilege of helping some investors who used a house hack as a springboard into larger commercial deals.

For you to just get back to $700K market value, that assumes a 1.2% rate of appreciation on your property over the next 10 years compounded.

Compound interest is your friend.

It's the rate or return that is equivalent to a compounding return.

While not a lender myself, nor an attorney, I can say that many of my former CRE industrial clients have bought buildings that they originally occupied 51% or more and then either bought another larger building to accommodate growth or reduced in size or went out of business and leased the entire building(s) out to tenants.I think the occupancy rule is in place to discourage investors from accessing SBA loans for the simple privilege of using these funds for speculative real estate investment.