Your second weakens my position.

"Although, quarter-by-quarter, we have observed some market-specific increases, over the entire period, owner occupancy rates for REO sales have broadly weakened," said Brian Hurley, New Vista's president and chief operating officer.

It's great for me because it gives me crucial insight into their wants / needs and their initial position of power just continues to weaken the more they talk.Ok, so again...open to suggestion & ideas.  

Laws also change that can weaken the structure such as anonymity in Swiss accounts has been severely curtailed in the new anti terrorism laws. 

Have your lender explore the best option for your situation.A note of caution, in a hot market such as Seattle, VA loans can be seen to weaken your offer due to the underwriting standards.

Even if all parties agree to spending it, the lower amount held weakens your position.

When Covid goes away that trend will weaken significantly and most of humanity will go back to working and living the old fashioned way and cities will continue to grow. 9-11 did not kill New York - although I know in the early day’s post the attacks there were a lot of articles about how NYC will empty out.

NY had torrens title _ dont know about PA - but it is weakened - but you might look into it.

Your argument is further weakened when you claim to know what is going to happen with the stock market (a form of speculation similar to appreciation).

@Marty Summers As long as you're not a licensed agent, there's nothing wrong with you contacting the seller directly, but the seller's agent should have insisted that all communications be run through him to prevent the seller from saying something that weakens his negotiating position.I suspect that if you got the seller to de-list, you could be sued for interference in a contractual relationship.Also, the agent is under no obligation to de-list while the contract is in effect.