the very reason why there's fixed loan in USA becaue the gov. mandated private lenders to be baggage holder of people's debt LOL they can do that because there's fanny mae so basically all real estate in USA is guaranteed and owned by government LOL

I personally search the neighborhood and nearby cities gathering (and recording) the information from neighbors, lien holders, attorneys, tax authorities, title companies, relatives and other persons known to have been associated with the owners of record.

So - my question - my current mortgage holder gave me two options to refi and remove my wife's name from the loan both keep the current 4.x% rate but one can be done within 45 days and the loan starts again at 30 years.The other option, an assumption process, takes 4-6 months, retains the 4.x% rate but keeps the life of the loan at the current 24 months.I'll be rolling a HELOC into the loan.My question is:  the longer term of 30 years will lower the monthly outlay a little bit and speed the process of getting my wife's name off the loan. 

My real questions are… what about any first or second lien holders?

Purchase price: $369,597 Sale price: $475,000 New construction buyer deported due to expired visa.

If the judgment holder doesn’t foreclose on his judgment lien, he’ll foreclose later (earning judgment interest) or get paid off when you sell. 

My status as a licensed Broker and holder of a Ph.D. makes the situation all the more concerning.

The worst part is that he took no responsibility for the failed project, claiming it a "success in every sense of the word" and blaming "the market," and "the tykes holders" for not being more active in the discord group.

I have his F1 visa, work information and employer contact.And an additional bonus question: I don't think I handled the situation with the Facebook post well by not bringing it up, what would you do in this situation?

Amex or Visa will not take Credit Karma's "word" on it that SS# was verified, will they?