Everyone complains that there's no affordable housing anywhere, but that's just not true.

I have worked for lenders, I've brokered, and I have worked with real and true private money and even closed loans funded by a hedge fund of a syndicate of investors.  

There’s definitely a strategy to applying for business credit to avoid alerting other lenders that you’re shopping for credit.

Unlike true multifamily, meaning the county or city has the property categorized as multifamily, you can't use potential rental income from the additional units to help you qualify (if the home is single family per the appraisal, that is).

One just uses the tried and true wholesaling methods and each geographical area will have its unique ways of doing this.With a lot of land deals starting with tax sales. this is common in CA AZ etc etc. currently I am funding deals in WA ID MT CO AZ TX FLA and then some other states.

But we had four kids, a hubby who was a car guy and needed a shop or big garages, and a limited income.

Bird dogging is a way to make money but its not gonna get you rich.WE have had many do some birddogging for us on the private lending side to find qualified people that need a loan and its interesting how many last a few weeks - I sense the same holds true for real estate bird dogs.

Yes, #1 isn't exactly true, but it makes a point that not every landlord and rental can expect to get an A/B class tenant.

We want to make the jump to our first true multi fam property 20+ units.

If you anticipate selling the property soon, it’s worth negotiating or shopping around for a lender with flexibility in prepayment penalties.Feel free to reach out if you'd like to explore tailored DSCR options that suit your goals.