Always make sure the loan-to-value ratio (LTV) aligns with your risk tolerance (usually 60-70% for fix-and-flip loans).Once you're prepared with contracts and a local network, you can start talking to borrowers and agents to find opportunities.

Talk about CASH FLOW!!  

Talk to your banker about your plan.

Quote from @Erika Andersen: Great points  - and likely the price points we are talking about are very different - yours much higher.

They won't care if you talk to their manager or supervisor, because at the end of the day, a lot of these LOs work under the company's license and name.

Colder climates see fewer moves in the winter, and things really slow down around Thanksgiving and Christmas when people are busy with the holidays and family.Second, talk to your PM.

Loads of information on the forums and BP tools for you to expand your knowledge or find just about anything.I am on the lending side of things and am always happy to talk shop with investors looking to learn more about financing options out there, even if not in my resource pool.

After talking to my accountant we feel confident we meet the requirements.

Then, call em, schedule a time to talk.

They never talked to me about it and instead just had the shelter call me repeatedly for permission.