If my clients are over the age of 55 there is about a 50% chance they are moving out of state to retire so I am interview other agents pretty much every week.

My primary residence is debt free as is my rental property-- the thought is the rental will supplement the retirement income and I'm not chasing ROI/ COCr / vacancies / etc.Thanks for the welcome! 

We have had stable appreciation in Milwaukee for the last 10+ years, but the issue is that new construction homes have is that they are priced almost double of existing homes in most existing neighborhoods.

A good HI will go over your house with a fine-toothed comb.If you can find an Ex (or Retired) HI that is also Certified, that would be even better, since they will understand the structure/electrical/plumbing systems in more detail than a regular HI...

Stay liquid and build cash.The holds that will allow you to retire and put your kids through school are def not these first two.I price out hundreds of DSCR loans every year. 

.• Lastly, the appraiser likely stated that the market is "stable," but that is worth contesting.

TV developers continue to build new construction, and many folks bought in the market to rent out before retiring in the last 18 months. 

Many older owners bought new when starting retirement or before and have aged along with the complex.

I had to basically start from the beginning again bc the attorney I used for the longest time retired and my original post was basically like starting over--creative financing is foreign to most now.

I kept quite a few, but would be retired had I kept them all. :(