The masterminds often encourage students to finance the new-car like entrance fees on a credit card, on the promise of just a single deal covering all the entrance costs. 

5C's of credit are a good framework to understand the fundamentals.

I know I could put furniture on 0% interest credit cards, but I would need 2+ years to pay it off and I don't want to have to jump through hoops to cycle a balance onto new cards. 

I'm 53, married with 2 kids less than 17 years old with debt only from purchases on credit cards and my home.

Right now, I am an aspiring real estate agent specializing in investment properties while also in the process of developing an app!

Have you looked into local credit unions or alternative financing programs?

They make you feel special by creating false hurdles for that next "admissions" call.

But you have to ask proactively, and be mindful of how long you stay in forbearance to avoid long-term credit issues.🔹 Insurance Challenges – Even when insurance pays, it rarely covers the actual cost to completely rebuild.

A knowledgeable attorney can advise here.Create a solid operating agreement: Since you own the condo with a friend, a clear operating agreement is essential to outline responsibilities, decision-making, and profit-sharing for the LLC.To save on costs:Look for real estate attorneys who specialize in investment properties and might offer package deals for the retitling, operating agreement, and filing the LLC.Shop around for title companies that can handle the transfer smoothly and provide competitive rates.Research DIY options for setting up the LLC if your situation is straightforward, though I’d still recommend a lawyer for the transfer process itself.Good luck with the process!

I would stay away from section 8, pull credit and background, and call referrals, and look at pay stubs for everyone who applies.