With some of these active businesses, you can lose money even when you're wide awake. 

Thanks for keeping me awake, inspired, and educated for 8 hours:)

So I try to work on this stuff after she's gone to bed or while she's napping, but never when she's awake, because then I'm not spending time with her when I should be.

Unfortunately, I haven't (and this is a wake up call that I should) put a list together on my own with two or three names of companies for each type of major repair. 

Have as much paperwork (the note, etc) already done so you get the most out of your lawyer time and don't need to go in for round two.According to what I recall from staying 100% awake and attentive, I promise, during my most recent continuing education class, a lot of the compliance requirements go away if you do a) 2 or fewer private mortgages in a year and b) lend less than $1m in a year.FYI an institutional lender would ensure that the borrower doesn't get a dime of the borrowed funds until AFTER escrow disburses funds sufficient to cover the IRS stuff directly to the IRS, without passing through borrower hands.

..wow ..that is a dream I wish will come true....It is almost 3 am , I will go dream on this one somemore and anwer it when i awake..lol.

Bored out of my mind, but managing to stay awake...you must really have no clue on what listing agents do, do you think they tell sellers to list at whatever price they want other then REO"S?

How many more nights are you going to lay awake stressing about your future?

Nick,Very moving story and a wake up call.

I want you to lay awake at night tossing and turning if you're in trouble.