Both of these allow you to low down payment loans to buy a primary residence with fixed interest rates.

@Tom Rairdon If you’ve owned your short-term rental (STR) for over a year, it likely qualifies for long-term capital gains (LTCG) treatment, taxed at lower rates (0%-20%) compared to your 33% ordinary income bracket.

Wow and I thought I was old school!!

I am seeing interest rates start in the mid 6% range for foreign nationals here in Florida.

And it doesn't seem to spoil the charm for couples on a romantic getaway.We've been able to raise the nightly rate 2-3x with better occupancy. 

They get a higher return since they are covering housing cost, have the $250k per spouse primary residence deduction in gains, is a savings account, higher leverage position, lower interest rate possible, will pay more premium for location, etc.House might be overpriced for REITs but not for home owners.  

This is a self directed RRSP or TFSA account that allows you to lend your money out to people with the backing of their mortgage for a high interest rate. 1st, 2nd, 3rd mortgages, down payments, refinances, flipping or renovation money.

While I have a fantastic rate, the co-owner's giving me the option to refinance or he'll force a sale.

Very much like the formula the instructor gave the class in a COBOL programming exercise when I was in computer school.

If you're considering hard money loans, they can provide fast funding, but with higher interest rates and shorter terms.