Found out that everything the way it has played out and the details I have dug up on the tenant this is part of a an elaborate scam and includes a circle of people involved.

If you play your cards right, you can have the permit submission package ready for submission the week after Closing.

Often times, I advise folks to start with HML or PML and the refi into a DSCR loan with a bank/CU when the property is stabilized.I am going to assume that a HML/PML loan would be at a higher cost/rate than a bank that would play ball, so I would prefer that if possible...

It'll be interesting to see how this plays out.

Having good schools played huge part in the properties we purchased.  

Go learn how to be nicer or go play in traffic!

Factors like real estate trends, property taxes, and competition also play a role.

Maybe play dumb a little "I don't know if I'm in the right place..."

Partners have played a key role in my development and confidence as an investor.

Credit scores are a reflection of someone's ability to learning and understanding the rules of the game and haveing the discipline to play by them.If you already have good credit, already pay everything on time (autopay), then increaseing your limits will probably help you the most, because it gets your utilization down, ideally under 10%.Higher hanging fruits are average credit and account age (just have to wait for that I guess) and inquiries, which are sometimes unavoidable as real estate investors.