They/you can't choose the carrier - their software assigns it.Fortegra is one of the carriers (paper in insurance parlance) that their product is written on.That said, Fortegra is A- rated I believe by AM Best so that isn't the issue.I'm going to take a guess and say that your umbrella is written with PersonalUmbrella.com (Markel) and they require all underlying insurance to be A-rated but also with an admitted carrier. 

A3: Zelle payments require 1099s.

And, yes, inspection deficiencies can hurt your valuation because once they are disclosed, you are required to disclose those to future buyers. 

HUD 4000.1 (I believe) is the latest HUD handbook and it goes over all requirements for originating the loan, including but not limited to occupancy requirements and exemptions.FHA occupancy : "At least one Borrower must occupy the Property within 60 Days of signing the security instrument and intend to continue occupancy for at least one year."

That 2nd requirement is  what makes it close to basically impossible with a W2 job.

I think in this environment lenders are changing requirements, guidelines, and product availability daily.

I recently joined the forum and would like to quickly list my requirements without much ado.1.

Hi Yael, I can connect you with an agent that meets all your requirements.

Understand the local permitting requirements, keep eyes on your property to avoid squatters, and make sure you have a great vacant insurance policy while you're renovating.

I am realizing some of the gaps in my book knowledge and the practical knowledge required to see a deal all the way through.