Since you're not rushing for a quick flip, you can focus on quality construction, tenant-friendly designs, and strong rental markets that yield solid cash flow and appreciation over time.A few things to consider: Location is key.

( Regarding interior, and not HOA, management, location)Anyone has experience renting for snowbirds?

@Jerry Chilimidos,Here is a list of lenders who specialize in lending to IRAs and 401Ks:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...I don't know where your rentals are located and how they are performing but selling might be an option vs doing cash-out refi.I would certainly consider option C.

I have a included a link to a PM locator tool ready to go with recommendations in your preferred area.

Investment Info:Townhouse fix & flip investment. 123 W 132nd St is a historic townhouse located in Harlem, New York.

Location Location Location.Good Luck!

Additionally, there typically are additional state protections (outside of the agreement) based on where the fund is located.

Investment Info:Townhouse fix & flip investment. 159 W 129th St is a multi-family building located in the heart of Harlem, New York.

I plan to come a scope out locations/properties this winter. 

I find it's very personal, and dependent a lot on your goals, resources, risk tolerance, location, experience, etc.