It is an investment property, and does not meet the qualifications of being her/their primary. 

Find a deal that meets that criteria and talk to local hard money lenders. 

To provide our buyers the greatest probability for success, we cast a wide net to evaluate ALL vacation rental prospects and narrow it down to the handful that meet the search criteria. 

Rejects County’s Allegations That Lenders Engaged in ‘Integrated Equity-Stripping Scheme’14. https://www.pinecountynews.com/opinion/columns/protect-farmers-from-equity-stripping-scams/article_e2cfa266-7caa-11e9-b749-830948f9d469.htmlEquity stripping scams were particularly prevalent in the early 2000s.

Because of my savings and lack of expenses, I'm in a very comfortable position to make my first move, but because my income is mid, I'm unable to meet the Debt-to-Income requirements to qualify.

You can also check meetup.com or search Facebook for real estate investment groups, clubs, or meetings in your area.You're feeling FOMO because you see people all over BP, YouTube, and Instagram bragging about their success.

A novice real estate investor. Although I don't have much experience in this field yet, I am passionate about real estate and hope to continuously learn and grow in this industry.

Once she receives a voucher, you’ll need to register as a Section 8 landlord and have the property inspected to meet HUD standards, which can take 30–60 days.If you want to move forward with rehab quickly, a cash-for-keys arrangement might be faster.

For example, what is the current zoning - does it meet your needs?

It might be best to simply go to a local REIA networking event and meet some wholesalers that have been doing this for 15 years and buy a deal from them.