A lot of sellers are panicking, thinking the market’s going to crash, but they don’t really understand what’s happening behind the scenes—demand is still strong, people are still moving to Florida, and that creates opportunities.I own 32 properties, and I’m always tracking values—rents, insurance, taxes, all of it.

I also assume you have homeowners insurance rather than landlord policy which is invalid if you’re not living there.

Specifically:Licensed and Insured Contractors:Strong experience in fix-and-flip projects is preferred.Proven track record for meeting deadlines and staying within budget.Interested in building a long-term working relationship.Real Estate Agents:Knowledgeable about properties in Chattanooga and surrounding areas.Skilled in identifying high ROI opportunities for fix-and-flip projects.Open to partnering with an investor for repeat business.If you or someone you know is a great fit, please comment below or send me a direct message.

.: Quote from @Andrew Steffens: Curious what is the purchase price and taxes/insurance/HOA?

In the "industry", you would use an "Acquisition/Rehab" loan that allows you to use part of the loan to apply to the purchase of the property and you'll have some loan funds left over to use for the rehab.

One requirement for this loan product is that the rehab must be completed by a licensed and insured contractor approved by the lender.

In hindsight, they gave loans to people who were terrible tenants, who weren't going to change just because they now owned a house.In response to the Great Recession, higher lending criteria was forced on the industry by the government.

Also, be sure to notify your insurance company that while you are still living on the property, you also have tenants. 

.: Hi there, my STR in the Hudson Valley, NY is currently insured with Proper.

(Insurance, Loans, Zoning, STR, ADU's, ??