![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2906349/small_1703820299-avatar-ahmedm111.jpg?twic=v1/output=image&v=2)
5 December 2024 | 5 replies
I’d love to get feedback from anyone who has been through a similar process, as I’ve received some conflicting information.Here’s the situation:- My lender mentioned that even though my loan-to-value (LTV) ratio is below 80% due to the renovations (currently at 73%), I can’t request PMI termination based on the property improvements alone, since the renovations were part of the initial HomeStyle loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1085632/small_1621508649-avatar-jasons504.jpg?twic=v1/output=image&v=2)
11 December 2024 | 68 replies
I hope you find some useful information and best of luck in improving your personal finances and starting your investing career. https://www.biggerpockets.com/forums/25/topics/589...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/51167/small_1621411451-avatar-shawnparsh.jpg?twic=v1/output=image&v=2)
9 December 2024 | 12 replies
We hired an editor and it has improved my content 10x.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/581837/small_1696157228-avatar-davidm345.jpg?twic=v1/output=image&v=2)
5 December 2024 | 8 replies
My credit is poor right now but can easily be improved as my income is much better lately.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3126657/small_1727575834-avatar-dakotaw47.jpg?twic=v1/output=image&v=2)
10 December 2024 | 8 replies
You could make exterior improvements while it is rented.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1275391/small_1621510891-avatar-robertbcarmody.jpg?twic=v1/output=image&v=2)
8 December 2024 | 9 replies
If they improve to the level of the others, I may try them.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2511826/small_1706054893-avatar-davidr1335.jpg?twic=v1/output=image&v=2)
9 December 2024 | 1 reply
Visit https://www.nar.realtor/law-and-ethics/cybersecurity-checkli... for a nice checklist to improve your cybersecurity posture.Interesting links:Other resources:CISA: https://www.cisa.gov/Microsoft: https://support.microsoft.com/en-us/windows/protect-yourself....Statistics:AAG: https://aag-it.com/the-latest-cyber-crime-statistics/Cobalt: https://www.cobalt.io/blog/cybersecurity-statistics-2024
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3139278/small_1729961667-avatar-robertw982.jpg?twic=v1/output=image&v=2)
6 December 2024 | 13 replies
Lots of ways to improve the situation.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3131750/small_1736298951-avatar-kylel449.jpg?twic=v1/output=image&v=2)
13 December 2024 | 13 replies
Another thing to do is to take that extra cash flow and put it into cap ex that improves the value of the property.
13 December 2024 | 15 replies
Hi Carter,Great job leveraging your FHA loan to acquire and improve your 4-plex.