However I think the alternative virtues of agents have been illustrated quite well in this thread and for those reasons, your idea is a long time in the future, if ever, and the role of the agent today will still be around forever, at least in some capacity.

Here is an image to illustrate.

I have Adobe Illustrator & Indesign, Im a graphic designer now of 16 yrs... but using those programs for floor plans is very time consuming.  

That is illustrative of the fact that everyone thinks its great to have one, til they have to pay all the costs associated with it even though they dont use it, then let it lapse instead of incurring those costs year in and out.

The fact that you stayed for four months illustrates that you are not concerned with your safety. 

Here's a great article that illustrates what I'm writing about. http://www.mortgagenewsdaily.com/consumer_rates/937579.aspxIf the cash flow numbers work, take the 4.75% and close.Best of luckStephanie

@Roy Gottesdiener I'm an appraiser in the Tampa Bay area and it's actually not a requirement for the addition to be permitted for appraisal purposes, however, most lenders will then require the appraiser to use a comparable with a non permitted addition or bedroom in order to illustrate the marketability of the non permitted portion of the home.

Now these numbers are just a hypothetical but hopefully illustrates my question correctly. 

*I made a lot of assumptions here for illustration purposes only.

It does illustrate one of the benefits of investing in NPNs: stability of the investment.