It may be a little scary but if you go higher on your purchase price, 400k and up. 

As a short-term rental property manager in Massachusetts, I charge a 20% co-hosting fee, which includes full-service management—guest communication, vendor coordination, cleaner oversight, and overall property operations.I've seen competitors charge anywhere from 10% to 30%, but lower-cost managers often cut corners, while higher-end services may not always justify the price.

Keep in mind a HELOC rate will be much higher because of the CLTV and risk.

Investing in features like high-end appliances and modern designs yielded a higher ROI.

Additionally, your brother would inherit your cost basis for the gifted portion, potentially leading to higher capital gains taxes if he sells later.

We can go higher if the numbers make sense. 

If you aren't paying cash and are doing owner occupancy you may be able to use FHA instead of Conventional with a higher down payment. 

Crypto is a volatile asset, but the rewards are magnitudes higher than any other traditional investment.

Firstly, it often generates higher rental income compared to long-term leases, particularly in desirable locations or during peak seasons.

Either way, I ran a proforma and this looks like a good deal (as long as you don't have too much in the way of rehab/maintenance costs).Also, IMO, you can probably raise rents even higher.