I can't edit my response or I would.I did compliment you though:)

Another note on construction cost, going vertical is very expensive now and would require have a great connect with a developer and a builder in the area.See what rents are in the area and run the numbers to ensure the rents will cover your costs and give you a solid return—using the 1% rule can help.

"Phase I included 388 responses with over 1,200 comments and suggestions while Phase II included 141 responses and several hundred more comments and suggestions.

As usual in most responses in this forum you are getting conflicting information. 

I will definitely take all this information and use it responsibly.

@Russell Brazil: Thank you for the response Russell, very helpful thank you

Quote from @Lisa Albright: Thanks so much for the response Dominic.

Know your responsibilities as a landlord instead of acquiescing to every request or complaint.

Almost all mortgage loans these days have Due on Sale clauses, so it comes down to A) whether they find out (usually from changes in the insurance policy), and B) whether they choose to call the loan.Thanks so much for the in depth response.  

That is the responsibility of the tenant, not you.