IMO better options- If you don't need the money in the next 10+ years look into Annuities I'm seeing 7-9% and you don't have to participate in market downturns.

Not to mention staff, I’d check on the number required to stay up to ratio throughout the day, night ratio is likely lower than day ratio.

I also know I can look at ways of borrowing against that equity (HELOC for example) but I also just feel like if I take debt on that property the cashflow goes down, and then if the association also takes the loan it goes down more, and at that point I don't know why it would be a better option than selling before August. 

The price point is going to be lower than MA and there are still deals here. 

Investors are already on board with the options weve got, just shopping for the best option.

As a loan officer at Aslan, I'm excited to connect and offer insights into financing options for real estate investors.

There are so many options for LVP now, from lower priced to higher.

@Jackie LinThat’s a big decision, and with your experience in California rentals, you’re in a great position to weigh the options.

HI @Islah Barney,You're navigating a complex intersection of real estate, tax law, and Medi-Cal eligibility—and you're right to think through your options carefully.

The best option would likely be a construction loan, which can cover both the purchase of the land and the build.