![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2060386/small_1672720352-avatar-jonathana322.jpg?twic=v1/output=image&v=2)
25 January 2025 | 155 replies
Quote from @Anthony Stephens: It sounds interesting but my concern is that this would be an unsecured loan to someone who may not be in a good financial position.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1666906/small_1695349384-avatar-fernandom82.jpg?twic=v1/output=image&v=2)
10 January 2025 | 3 replies
Here’s some context: Property 1: >$100k in EquityValue: $325kDebt: $220k @ 2.88% (30-year fixed)Property 2: >$70k in EquityValue: $325kDebt: $252k @ 3.38% (30-year fixed)Extra considerations: - I have $15-20k liquid to use for any of these deals- My current job is relatively stable, but not high-payin- Current properties in TX, living in NY, looking to invest in Mid-West (crazy, I know)- No other debt obligations besides the two mortgagesUltimate goal/timeline: Though a bit ambitious, I’d love to build up the portfolio to 10-20 units in the next two yearsI understand that any/all replies aren't financial advice; all ideas welcome for information purposes.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2349214/small_1641615948-avatar-keegans28.jpg?twic=v1/output=image&v=2)
11 January 2025 | 1 reply
I am financially free with ~$10-17k/mo cashflow.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3153372/small_1733344348-avatar-jadanw.jpg?twic=v1/output=image&v=2)
30 January 2025 | 19 replies
Another benefit is it is much easier to diversify into multiple markets, asset classes and operators.Just wanted to share an alternative - often active investing is the way to go, but it really depends on the person and it is important to know that there are passive ways to accomplish your financial goals.Good luck!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2815605/small_1722041678-avatar-eryng1.jpg?twic=v1/output=image&v=2)
19 January 2025 | 5 replies
Switch over to a standard financial lending institution.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3149477/small_1732402002-avatar-travisb385.jpg?twic=v1/output=image&v=2)
18 January 2025 | 6 replies
For context, before I learned about his 6 unit I was planning to purchase a 2-3 unit long term rental in Q1 2025 as my first of many deals with a 5 year goal of financial freedom so I can coach my daughter's high school cross country and track teams.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2459740/small_1736468906-avatar-chrism1550.jpg?twic=v1/output=image&v=2)
9 January 2025 | 0 replies
Price RangeDefine your financial boundaries based on available capital and borrowing ability:For Class A & B, financing typically covers 75%-80% of the purchase price, allowing you to buy properties in the $6M-$12M range if you have $2.3M total cash.For Class C & D, due to higher risk, the price range might be reduced to $5M-$10M with the same cash.5.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3158657/small_1734542268-avatar-chaseandtaylor.jpg?twic=v1/output=image&v=2)
7 January 2025 | 8 replies
Prioritize your financial stability.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2834763/small_1694740280-avatar-geraldw73.jpg?twic=v1/output=image&v=2)
10 January 2025 | 2 replies
Are you wondering more about the financials of it or operations?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2797963/small_1692025584-avatar-desireer30.jpg?twic=v1/output=image&v=2)
13 January 2025 | 0 replies
It means your house might be your biggest financial asset — and it could open up some exciting opportunities for your future.