Any local bank that does this kind of financing should be able to approve you as long as you have a good enough credit score and never declared BK.

@Zach Denny  Similar to what Minna posted above, I have done with a local portfolio lender bank where they set their own lending rules. 

So I want to make it an enjoyable and comfortable experience but I dont want to spend too much

Are there any strategies here to utilize bank funds for our project?

I would get on the phone with a local lender through a local bank. 

I signed up with them about 3 to 4 months ago, then found out how expensive the loan was to get going with them and told them that I would self finance it instead but they had to cancel the loan first...they use a company called Special Financing Company..the person I spoke to at REI his name is Paul, he said he would take care of canceling the loan, but a month later I realized that they were pulling $599 out of my bank account.

My former journalist self enjoys digging into Colorado laws and counseling my clients on where they can do short-term rentals and under what circumstances.

Would I go to the current owners bank to see if they would allow a subject to loan? 

In my land Timber days we just used bank LOC's but success in logging and creating substantial income allowed us to get those lines.

Germany's resilience to global financial crises and its strong fiscal policies create a favorable environment for real estate investment.Moreover, interest rates in Germany remain at historically low levels, largely due to the European Central Bank's monetary policies.