I have it fairly secure (it does ask for SSN, but the app is saved as PDF in a non browseable directory and a link to said PDF is sent to me via email.

I saw, using the HML directory provided through BiggerPockets, that there is one in Jersey that doesn't charge points (which I understand to mean % of total purchase price or ARV) and can be as low as 10%.  

In my 9 to 5, the Managing Director I work with is fond of saying, "Perfection is the enemy of good."  

all the directory's i have seen list only 1 or 2 parks.  

@Wayne Bienemy Wayne - you might check out our hard money lenders directory here:www.biggerpockets.com/hardmoneylenders

You can start by going to www.narpm.org to search their directory of managers.

You can start by going to www.narpm.org to search their directory of managers.

Mabee if I have a better idea of what the risks are, I can develop a strategy to mitigate them for both parties.Is there a Texas broker directory? 

You can start by going to www.narpm.org to search their directory of managers.

When seeking private loans to do a buy and hold using the BRRRR strategy, should you shop around for loans using a directory such as Private Money Goldmine, or get something under contract first, then seek funding?