You don't actually own the property until the sale is ratified by the courts as a foreclosure is a legal process though you are generally responsible for the property taxes for the property from the moment you win.

The company wanted me to push stocks and bonds, but didn't want me recommending anything they didn't make money on.

It just makes things so much easier because you will have the infrastructure already built. 

As cliche as it may sound my goal is the process.

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.

Make your FIRST move and do that well, then make the next move and the next move.

We're still in the process of obtaining numbers from some subs in the area for the construction budget.

Easy decision to get rid of these tenants.  

Every time, there is new little things, especially in the financing process.

Even on conventional renovation loans, most lenders and borrowers still use Certified 203k Contractors b/c the guidelines/timelines/rules/processes are almost identical.