The current countertops are green, like moldy cheese green!

Or should I be attempting to underbid on the market slightly to add a little more cream on top? 

In markets that have no Hedge funds or other large well capitalized investors maybe.. so that's one thought.. there will be a price point were big money just jumps in and takes the cream right off the top and will pay more money than the average investor just based simply on their cost of capital and their scale.We are also starting to see the foreclosure rescue companies fire up again.. although highly regulated and illegal in many states the way they do business.. they will cream a lot of inventory before it gets out to the investors as well. 

Also, it helps the cream rise to the top. 

I don't want to throw everything at a property only to live on white bread and kraft cheese for 30 years while I pay it off.I guess what Im asking for is guidance in terms of strategy for buying that first home then trading up to the next one or leveraging home equity to start the road of owning multiple properties.stressing because of the time frame, the lack of my capital, the lack of selection on Maui, the cost, and timing...

Have you heard about the facebook group cream. 

Practical examplesRich Man in Babylon - Financial AdviceRich Dad Poor Dad - Mindset, Basics of personal finance and investingWho Moved My Cheese - LifeThe Entrepreneur Mind - MindsetAll the best!

Scott, a business entity should be conducting they the types of business usual and customary to it's charter and by-laws or operating agreement. ..A real estate company doesn't sell ice cream.

Growing up, if there was mold on bread or cheese, we just cut off that part and ate the rest.

However, the cream usually rises to the top so it's not hard to find great content.