Otherwise, all of the comments I read when I did spot checks seemed appropriate even if they're not conventional suggestions.

A SDIRA cannot be a down payment on a conventional/FHA/VA type of loan.  

Hey @Philip Jones.First, most lenders do NOT require property management to do a DSCR loan or conventional loan. 

I'm considering refinancing my current VA loan, which has a 5.6% interest rate and a monthly payment of $3,200, into a conventional loan.

Conventional, UWM Rate: 8.00%Lender Credit: $62030 Years Fixed You have to consider that a conventional loan does not have a Prepayment Penalty.

The buyer was seeking a conventional loan. 

conventional How did you add value to the deal?

Conventional financing with bank How did you add value to the deal?

We financed this deal using a conventional loan, and taking portions of my 401K out to make the down payment and stage the house for STR and MTR.

If you don't sell the 1st lien off, its a lot easier for the borrower to get refinanced out into a conventional loan in 24 months at only a 80% or less LTV (depending on appreciation and market values).I think we can agree on one thing though....no matter which route you go, you have to treat it like a business.