We are currently in highest residential housing price bubble ever recorded in US history (Case-Shiller housing Index) so If you buy Cisco in Dec '99, ain't gonna go well for you, probably :)good luck

Studying for and receiving the CCIM designation will be a solid plus.  

You're correct to say that industry is high inefficient, that's because it was designed that way.

Therefore it's quite normal for a design change to be an additional service fee. 

Not essential but I've used it for other things and it's really cool when you are building out a new process, design, or work flow with your team as well.  

Stores like Home Depot or Ace will have products specifically designed for removing difficult adhesives, but you can also DIY with household products.

Non-profit or not, it will be UW as a business...the non-profit designation doesn't eliminate the lending review, just makes the proceeds non-taxable in order to be put to charitable use.

With my w2 job, the agreement we sign to work outside the office specifies that we will work at a designated specific approved location (our home).

This is the entry point I’d recommend with high CoC returns and includes your downpayment (20-25% down), closing costs and the furnishing/design budget.  

We completed the work 2 weeks before our baby was born so we took a 4 week hiatus to rest and have the baby.Then I dove into the design, planning, and permitting for the basement.I visited the local Permit office in Alexandria and basically said, "Hi, I'm a new homeowner and I'm an idiot when it comes to permitting.