I just used this basic loan calculator:https://www.calculator.net/loan-calculator.html

It depends on the rental income, what you plan on putting down (20-25% is typical, 15% or 25% is required for conventional depending on # of units) For your owner occupied deal, you should be able to use a portion of the rental income to qualify and help offset your DTI a bit. 

Getting a good painter at a reasonable price requires persistence and comparison shopping.

Make sure any lease agreement you use complies with Arizona's landlord-tenant laws, including required disclosures (like bed bug information, for example).If you're unsure, consulting with a local real estate attorney to review the agreement can provide peace of mind and ensure you're fully protected.

Focus on learning the basics of MTRs, including their appeal to traveling professionals and the need for furnished properties.

It requires no money upfront, so you will join thousands of others trying to do the same in your market.

The sellers had put so much pots, plants, planters and shrubs out that I thought there were too many plants/planters that would require a new owner to upkeep.After a few potential buyer tours/showings, the owner heard all the comments (via the security cameras) about how there was a "lot going on with the plants and stuff out front".

Basically, this property cash flows.

Short term rentals do get more money, but also cost more to run and require more time.  

It sucks but that's what is required when you own property.