So, you are working through 2 decision makers, not one.A Realtor can really provide you value in a transaction....especially your first one! 

For some of my homeowners - I provide them with several options 1. 

So glad you could provide a better insight.

Just like professional athletes who still work with coaches to hone their skills, a real estate mentor or coach can provide you with valuable insights, shortcuts, and strategies that can help you avoid mistakes and fast-track your success.

But at the end of day you likely had a contractual obligation to provide shelter to the guests.

They may also provide lower interest rates for long-term financing, especially for rural properties.Hard Money Lenders (HMLs) for Short-Term Financing:For short-term financing needs (for instance, if you need funding for the down payment on an owner-financed deal), hard money lenders could be an option.

However, the suitability of buying and renting out a single-family home in Richmond can depend on various factors, such as market trends, rental demand, and property values (similar case with all markets, really.)Chatting with a local agent in the area can provide very helpful insights into the market, data, and specific neighborhoods.

@Arthur Savery there are some great comments already provided.

Quote from @Jordan Wilkerson: Hi Greg, can you connect with me this group as well.DM me and provide an email address

That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.